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Terms Of Service

Afri Finance — Terms & Conditions

Please read carefully before submitting your loan application.

1. Introduction

Welcome to Afri Finance. By applying for a loan with us, you agree to comply with the terms and conditions outlined below. Please read them carefully before proceeding with your application.

2. Loan Application and Approval

• 2.1. All loan applications are subject to credit assessment and approval.
• 2.2. Submitting an application does not guarantee loan approval.
• 2.3. Afri Finance reserves the right to approve or decline any loan application based on internal policies and risk assessment.

3. Initiation Fee and Payment

• 3.1. A mandatory upfront initiation fee must be paid before the loan payout is processed.
• 3.2. The initiation fee cannot be deducted from the loan amount or added to the loan balance.
• 3.3. If the initiation fee is not paid, Afri Finance will not process the loan payout.
• 3.4. If you are unable to pay the initiation fee, do not proceed with your loan application.

4. Loan Disbursement

• 4.1. Once the initiation fee is received, a loan agreement will be sent to you for signing.
• 4.2. After we receive the signed loan agreement, the loan amount will be disbursed to the applicant’s provided bank account.
• 4.3. The payout process may take up to 48 hours after all requirements are met.

5. Repayment Terms

• 5.1. Loan repayments must be made according to the agreed-upon schedule.
• 5.2. Late payments may result in penalties, additional fees, and negative credit reporting.
• 5.3. Afri Finance reserves the right to take legal action in the event of non-payment.

6. Fraud and Misrepresentation

• 6.1. Providing false or misleading information will result in immediate disqualification.
• 6.2. Afri Finance may take legal action against fraudulent applications.

7. Privacy and Data Protection

• 7.1. Afri Finance respects your privacy and will only use your personal information for loan processing and verification.
• 7.2. Your data will not be shared with third parties unless required by law.

8. Amendments to Terms

• 8.1. Afri Finance reserves the right to modify these terms and conditions at any time without prior notice.
• 8.2. Any updates will be communicated through our official website.

9. Contact Information

📍 Address: 61 Kantoor St, Mashishing, Mpumalanga, 1120

📞 Phone: +27-75-246-8872

📧 Email: info@afrifinance.loan

🌍 Website: www.afrifinance.loan

By submitting a loan application, you acknowledge that you have read, understood, and agree to these terms and conditions.

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Upfront Initiation Fee Payment

Please be advised that we charge an upfront initiation fee, which must be paid before we can process your loan payout. This initiation fee cannot be added to the loan amount or deducted from the loan.

If you are unable or unwilling to pay the initiation fee upon loan approval, we kindly ask that you do not proceed with submitting your loan application. This fee is a required step, and without it, we will be unable to process your loan payout.

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